You've been paying down your balance, and property values have gone up. (Debt consolidation, tuition, medical expenses)
Refinance
Better interest rate available
Expanded Credit
Credit concerns
Construction One-time Close
With our One-Time Close Program, you select a builder, a home design, a lot, and we bundle the construction financing and your permanent home loan into a single loan which saves you time and money.
Cash out Refinance
With cash-out refinancing, you refinance
your mortgage for more than you currently owe, retaining the difference. It is a
first mortgage replacement.